The clock is ticking fast!

Another year older and wiser, and the clock for 2004 has
nearly come to an end. What an exciting and profitable year
this has been for most of us!. For those that were successful
in their dreams and goals for 2004, I congratulate you, as you
have fulfilled your promise to yourself.

Over the final 12 days of 2004, while we are enjoying the
celebrations with our loved ones, take a moment to reflect on
what the year has been for you personally. Have we made life
better for our elders, our family, our friends and the less fortunate?.

Invest some time planning your 2005 dreams and goals, that
will make the world a better place for mankind. Your goals
could be for personal growth, improving family ties, building
great friendships and improving your spiritual, mental,
financial and physical health and wellness.

As for success to happen, you have to plan for it, prepare for
it and only then can you expect it to happen. Remember too,
that success is the journey and not the destination. So live life
to the fullest and enjoy each day, knowing that this journey
we are on, is success itself!

From my family and I, we send our peace, love and warmest
wishes for a Blessed and Joyful Christmas, and a Happy,
Healthy and Prosperous 2005, to you and your family.

I thank you for your commitment to make a difference in the
lives of others, and together, we will help one person at a
time, make life better, and change the destiny of our future
generations.

Let's make 2005 another year to celebrate and see you at the Top!,